Notes from Canadian founders
Practical notes on forming, banking, and taxing a U.S. business from Canada.
- FormationFormationMay 9, 2026· 13 min read
Wyoming vs South Dakota LLC: Asset Protection for Non-Residents (2026)
Charging order exclusivity, DAPT trust layer, anonymity, and 5-year cost compared across Wyoming and South Dakota for foreign founders. Includes a 4-step charging order playbook.
Read more → - FinanceFinanceMay 8, 2026· 13 min read
Bookkeeping Setup for Non-Resident-Owned US LLC: Multi-Currency, Tools, IRS + CRA
Set up bookkeeping for a Canadian-owned US LLC: QuickBooks vs Xero vs Wave matrix, cash vs accrual, IRS multi-currency rules, Form 5472 reportable transactions, and the CRA reconciliation.
Read more → - OperationsOperationsMay 8, 2026· 11 min read
IRS Notice Decoder for Non-Resident-Owned LLCs: CP575, 147C, CP504 and More
Five common IRS notices a non-resident-owned LLC receives, what each one means, how to respond from outside the US, and how to spot the fakes.
Read more → - LegalLegalMay 8, 2026· 14 min read
Privacy Policy for Canadian-Owned SaaS LLC: CCPA, PIPEDA, Quebec Law 25
Four privacy laws apply when a Canadian founder runs a SaaS through a US LLC. CCPA + CPRA + PIPEDA + Quebec Law 25 obligations, DPA clauses, and penalty exposure.
Read more → - BankingBankingMay 8, 2026· 16 min read
Stripe Account for Canadian-Owned US LLC: KYC, Payout, 1099-K
Open Stripe under your US LLC as a Canadian resident. KYC documents, four rejection patterns, payout routing, the 2026 1099-K thresholds, and a 3-year TCO breakdown of Stripe Atlas vs DIY LLC formation including lock-in costs.
Read more → - FormationFormationMay 8, 2026· 12 min read
Texas vs New Mexico LLC for Non-Resident SaaS Founder
Texas Franchise Tax No Tax Due threshold vs New Mexico gross receipts tax, anonymity limits, banking acceptance, and SaaS-specific scenarios for foreign founders.
Read more → - Tax & ComplianceTax & ComplianceMay 7, 2026· 13 min read
Crypto Through Canadian-Owned US LLCs: 1099-DA and the §864(b)(2) Trap
1099-DA arrives for 2025 crypto trades, but §864(b)(2) safe harbor and disregarded status change what you report. 7 activity types, CRA reconciliation.
Read more → - Tax & ComplianceTax & ComplianceMay 7, 2026· 13 min read
Form 1042-S: Source Rule and W-8 Tree for Canadian-Owned US LLCs
Your Canadian-owned US LLC pays a foreign freelancer abroad. Withhold 30%? File 1042-S? Source rule, W-8 series decision tree, five worked examples.
Read more → - OperationsOperationsMay 7, 2026· 11 min read
Form 8822-B for Canadian-Owned US LLCs: 60-Day Rule and Five Scenarios
When the responsible party on your Canadian-owned LLC's EIN changes, Form 8822-B is due in 60 days. ID workaround without SSN/ITIN, audit risk, five scenarios.
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