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U.S. Business Formation Education — Beginner

Starting from zero: the fundamentals of forming a U.S. business. From entity types to the formation process and costs, explained simply.

SECTION 01

Why Form a Business in the U.S.?

Here are the four most common reasons Korean entrepreneurs form U.S. businesses.

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Enter the U.S. Market

Selling directly to U.S. customers often requires a U.S. entity.

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U.S. Payment Systems

Stripe, PayPal, and other U.S. payment services work best with a U.S. entity.

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Attract Investment

Most U.S. VCs invest exclusively in U.S.-incorporated companies.

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Global Credibility

A U.S. entity boosts trust with international partners and customers.

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Korea vs U.S. — 3 Key Differences

  1. Federal vs State — You incorporate in a specific state, not 'the U.S.' as a whole.
  2. Simpler process — No court registration, notarization, or capital deposit required.
  3. Open to foreigners — No U.S. citizenship, green card, or visa needed.
SECTION 02

Entity Types — LLC vs Corporation

The three most popular entity types compared, with Korean equivalents.

FeatureLLCC-CorpS-Corp
Korean EquivalentLtd. CompanyStock Corp.N/A
Limited LiabilityOOO
Tax StructurePass-throughDouble TaxationPass-through
InvestmentLimitedExcellentLimited
Operational FlexibilityHighLowLow
Foreign OwnersOOX

Which type should you choose?

Do you plan to raise U.S. VC funding?
YES
Delaware C-Corp

The standard for U.S. VCs and angel investors

NO

Solo / small business?

YES
Wyoming LLC
NO
LLC (consider state)
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LLCs can be converted to C-Corps later. Starting with an LLC and converting when you need investment is a common strategy. See our LLC vs Corporation guide for a detailed comparison.

SECTION 03

Why Does State Selection Matter?

Each of the 50 U.S. states has its own laws, taxes, and fees. Your state choice directly affects cost and privacy.

FeatureWyomingDelawareNew MexicoFloridaTexas
Filing Fee$100$110$50$125$300
Annual Report$60$300None$138.75None
State Corp TaxNoneNoneNone5.5%Franchise Tax
State Income TaxNoneNone (non-res)None (non-res)NoneNone
PrivacyHighMediumHighLowMedium
Processing SpeedFast (1 day)Avg (3-5 days)Fast (1-2 days)Avg (3-5 days)Avg (2-5 days)
Best ForSmall biz, privacyStartups, investorsLowest costFL residentsTX residents
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Fees above are state government fees only; service provider fees are separate. See our state comparison guide for details.

SECTION 04

What You Need to Incorporate

The requirements are simpler than you might think. No U.S. citizenship or visa needed.

✅ What You Need

  • Company NameYour business name (include LLC or Inc.)
  • Registered AgentA service to receive legal documents in the U.S.
  • U.S. AddressCan use a virtual address service
  • Owner InfoName, address, contact (Korean address OK)
  • Passport CopyFor bank account and EIN application

❌ What You DON'T Need

  • U.S. citizenship, green card, or visa
  • Physical visit to the U.S.
  • An existing Korean corporation
  • SSN (Social Security Number)
  • Minimum capital requirement
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What Is a Registered Agent?

A person or service that receives official legal documents on behalf of your company from the state government or courts. Every U.S. entity must have a Registered Agent in the state of formation. Learn more about Registered Agents

SECTION 05

5-Step Formation Process

The process is simpler than you might expect. Five steps from state selection to EIN.

1

Choose State

Instant

Consider tax, cost, privacy

2

Choose Name

< 1 hour

Search availability on state site

3

Appoint Agent

Instant

Select a Registered Agent

4

File Documents

1 day - 2 weeks

Submit Articles of Organization

5

Get EIN

Instant - 8 weeks

Apply for federal tax ID

EIN Application Path

Do you have an SSN?
Have SSN

Apply online on the IRS website

Issued Immediately
No SSN

Submit Form SS-4 by fax or mail

Fax: 4-7 days / Mail: 4-8 weeks
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For Korean residents without an SSN, expect 6-10 weeks total from formation to EIN. For details on getting an EIN without an SSN, see our formation without SSN guide.

SECTION 06

Post-Formation Checklist

Essential steps to complete after formation and obtaining your EIN.

Address Usage Mapping

📮 Registered Agent Address

  • Receive official state documents
  • Receive legal service of process
  • Annual report notifications

🏢 Business Address

  • Used for bank account opening
  • Receive IRS tax documents
  • Public-facing business address
  • Receive business mail
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Annual Tax Filing Is Mandatory

You must file a tax return with the IRS every year, even if you had no income. Failure to file results in penalties. Korea may also require reporting of foreign entities, so consult a tax professional (CPA).

Banking Options

OptionU.S. VisitDifficultyFeesBest For
Traditional Bank (Chase etc.)Usually requiredHardMonthly feesIf you can visit the U.S.
Online Banking (Mercury etc.)Not neededMediumMostly freeStartups, e-commerce
Fintech (Wise, Payoneer etc.)Not neededEasyFX/transfer feesSmall biz, freelancers
SECTION 07

How Much Does It Cost?

Total cost = state filing fee + service fee + annual maintenance. Varies greatly by state.

Year-1 Total Cost Comparison (LLC filing fee + annual report)

New Mexico
$50
Wyoming
$160
Texas
$300
Florida
$264
Delaware
$410
California
$870

* State government fees only. Service provider fees not included.

Annual Maintenance Cost Breakdown

ItemApprox. CostNotes
Registered Agent$49 ~ $299 / yrRequired
Annual Report$0 ~ $300 / yrVaries by state
Franchise Tax$0 ~ $800+ / yrVaries by state
Virtual Address$100 ~ $300 / yrOptional
Tax Filing (CPA)$300 ~ $1,000+ / yrRecommended
Bank Account Fee$0 ~ $25 / moVaries by bank
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California has a low filing fee ($70) but charges a minimum $800/year Franchise Tax. Not recommended for small businesses.

SECTION 08

Frequently Asked Questions

The most common questions about forming a U.S. business, answered.

Q1.Can I form a U.S. business remotely from Korea?

Yes, 100%. You don't need to visit the U.S. Formation documents and EIN can all be handled remotely. However, some bank accounts may require an in-person visit.

Q2.Do I need U.S. citizenship or a visa?

No. Both LLCs and C-Corps can be formed by foreigners. Only S-Corps are restricted to U.S. citizens/permanent residents.

Q3.How long does formation take?

Formation itself takes 1 day to 2 weeks depending on the state. EIN is instant with an SSN, or 4-8 weeks without. Total for Korean residents (no SSN): about 6-10 weeks.

Q4.Should I choose an LLC or C-Corp?

C-Corp if you plan to raise U.S. VC funding; LLC for everything else. LLCs can be converted to C-Corps later.

Q5.Is there a minimum capital requirement?

Most U.S. states have no minimum capital requirement. You can form an LLC with $0 in capital.

Q6.Can forming a U.S. business help me get a visa?

Formation alone doesn't guarantee a visa, but it can be a pathway to L-1 or E-2 visas. Consult an immigration lawyer for visa matters.

Q7.How do I close my business?

File dissolution documents with the state and a final tax return with the IRS. Never just abandon it — penalties will accumulate.

Q8.Can I do this without a service provider?

Possible, but you'll still need a Registered Agent, and mistakes can be costly to fix. The EIN application process without an SSN can be especially challenging from abroad.

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For deeper topics like taxes, accounting, payment integrations, and compliance, continue to the Intermediate Guide. We recommend fully understanding this beginner content first.

Have more questions?